Fees and Pricing

BitPrime's Charges Include ALL Costs

BitPrime charges a gross margin/spread that includes ALL of our costs. These costs include bank charges, foreign currency and crypto exchange fees, gas prices, mining fees, slippage, etc. Our net fee (profit) is significantly less than our target margins*.

Please note: many other operators, particularly in New Zealand, advertise their net margins rather than their gross margins. Or, they only display an approximate amount of the cryptocurrency you will receive!

BitPrime always shows you the full fiat cost and the exact amount of crypto you’re buying. For an accurate comparison between providers, compare the fiat price you’ll pay and the exact amount of cryptocurrency you’ll receive instead of relying on a platform’s advertised fees and pricing.

BitPrime's fees Are Charged as a Margin/Spread

What does this mean? To simplify pricing for our customers, we aim to be within specific percentages of CoinMarketCap spot prices. For Retail purchases, this ranges from 2 – 5% depending on payment method and order size for a single cryptocurrency (refer to table). For BitPrime OTC, this ranges from 1 – 2%, depending on annual cumulative spend.

Example: If Crypto A has a spot market price of $100/unit and we add 2.9%, we then sell Crypto A for $102.90/unit. The spread charged on this transaction was $2.90.

In some cases, your bank or other third-party intermediaries may charge additional fees upon wire-in/wire-out operations, or they may consider the purchase of crypto via a credit card or debit card to be a cash advance. These fees are at the discretion of your bank or other third-party intermediaries. It is your responsibility to check for any such fees. Fees of this nature are in no way associated with BitPrime or this fee schedule.

Target Spreads*

RETAIL (Internet Banking)
$100 – $20,0002.9%
$20,000.01 – $50,0002.0%
RETAIL (Credit Card**)
$100 +5.0%
OTC DESK – NZD Trading Pairs
Purchase amount (cumulative, annually)Fee charged
$50,000 – $250,0002.00%
$250,000 – $1,000,0001.75%
$1,000,000 – $5,000,0001.50%
$5,000,000 – $10,000,0001.20 %
$10,000,000 +1.00%
Institutional AccountBy Negotiation
Prices displayed by BitPrime are in NZD unless specified otherwise.
* Target margins are indicative and actual margins may vary slightly.
** Please note that credit card orders are processed separately from the BitPrime platform by a third party.

How Often Are BitPrime’s Prices Updated?

BitPrime Retail prices are updated every 5 minutes.

BitPrime OTC prices are quoted in real-time.


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